The persistent rise in the number of e-commerce websites depicts the real picture of the transforming Indian shopping habits. Besides the prominent e-commerce websites like Amazon and Flipkart that cater to varied needs, new online pharmacy sites, apparel stores etc. have gradually cropped up.
We present you with a comprehensive list of credit cards designed for online shopping. This catalogue of the best credit cards for online shopping will aid in clearing any air of confusion; it will help you choose according to your requirements.
Moreover, these websites captivate and compel people to flock to their site through eye-catching deals. These offers are more often than not associated with credit cards. One of the prime advantages of credit cards includes the numerous fascinating discounts, deals that these extend for utilizing them during online or offline transactions.
Customers are increasingly preferring online medium to satiate their day to day requirements. The activity of scouting for goods and hopping from one shop to another involves much hassle. So, we are witnessing a steady shift from offline to online modes, the latter granting the facility of delivering goods at the doorstep.
There are several credit cards obtainable in the market which are designed exclusively for online shopping. These custom-made credit cards provide splendid rewards and discounts, thus allowing consumers to purchase extensively on a given budget, and also save simultaneously.
- Bajaj Finserv RBL Bank SuperCard: A prime advantage of credit card by Bajaj Finserv, which has collaborated with RBL Bank is that it permits the conversion of exorbitant bills into reasonable EMIs. This very facility extended by it renders it one of the best credit cards for online shopping.
- SBI SimplyClick Credit Card: The SBI SimplyClick Credit Card is one of the most dependable credit cards available in the market for online shopping. Procured at a joining fee of just 499 INR, this card grants 10 times the reward points for shopping from its partner sites like Amazon, BookMyShow, Lenskart, UrbanClap etc. Thus, it covers various domains ranging from purchasing tickets to movies or different events and optical eyewear to maintenance services. Barring the collaborating sites, get 5 reward points on every other online expenditure of 100 INR.
- Standard Chartered DigiSmart Credit Card: This credit card by Standard Chartered is certainly a gem for online shopaholics. Obtained at a monthly charge of 49 INR, the credit card offers great discounts on purchasing from popular domains like Myntra, Grofers, Zomato etc. However, aspects that do not seem to work in its favour are the minimum income required of 50,000 INR, and that it does not grant flat discounts on purchasing from its non-partner brands.
- Flipkart Axis Bank Credit Card: E-commerce giant Flipkart has partnered with Axis Bank to bring delightful offers for its customers. One can save significantly, as this credit card allows cashback up to 5% on purchasing goods from Flipkart, Myntra and 2GUD. One can also avail of no-cost EMIs while shopping on Flipkart. And if you wish to buy from any other site, get guaranteed 1.5% flat cashback.
Amazon Pay ICICI Credit Card: This credit card is best suited for those flocking to Amazon, particularly the Amazon Prime members. While Prime subscribers savour 5% cashback, non- Prime members get 3% cashback on spending at Amazon. Moreover, there’s no annual fee affixed to it, rendering it free for a lifetime. To top it off, ICICI Bank customers can acquire it with an income of 25,000 INR per month, while for others, the least salary desired is 35,000 INR monthly.